{"id":138,"date":"2023-01-18T15:00:17","date_gmt":"2023-01-18T20:00:17","guid":{"rendered":"https:\/\/www.paulmarcotte.ca\/?page_id=138"},"modified":"2025-10-17T10:52:48","modified_gmt":"2025-10-17T14:52:48","slug":"reer-collectif","status":"publish","type":"page","link":"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/reer-collectif\/","title":{"rendered":"RE\u00c9R collectif"},"content":{"rendered":"<section class=\"content-container\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-8 order-last order-lg-first\">\n<div class=\"lc-block\">\n<div editable=\"rich\">\n<h2>Le RE\u00c9R collectif<\/h2>\n<p>Le REER collectif est un r\u00e9gime (constitu\u00e9 de REER individuel pour chaque participant) offert par un employeur.&nbsp;<\/p>\n<p>Sa principale caract\u00e9ristique est que la capitalisation des REER individuels se fait par retenue salariale et chaque employ\u00e9 d\u00e9cide du montant \u00e0 investir et du type d\u2019investissement qu\u2019il d\u00e9sire utiliser. Dans certains cas, l\u2019employeur contribue un montant qui s\u2019ajoute dans le REER de l\u2019employ\u00e9.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"lc-block\">\n<div class=\"live-shortcode\" lc-helper=\"shortcode\"><a class=\"contact btn\" href=\"https:\/\/www.paulmarcotte.ca\/fr\/nous-joindre\/\" aria-label=\"Offrez un REER collectif &agrave; vos employ&eacute;s\">Offrez un REER collectif \u00e0 vos employ\u00e9s<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-lg-4 order-first order-lg-last\">\n<div class=\"lc-block\">\n<div lc-helper=\"shortcode\" class=\"live-shortcode\"><div class=\"right-sidebar\"><ul><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Placement<\/a><ul><li class=\"page_item page-item-126\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/celi\/\">C\u00c9LI<\/a><\/li>\n<li class=\"page_item page-item-124\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/reei\/\">RE\u00c9I<\/a><\/li>\n<li class=\"page_item page-item-122\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/reee\/\">RE\u00c9\u00c9<\/a><\/li>\n<li class=\"page_item page-item-120\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/compte-epargne-interets-eleves\/\">Compte d\u2019\u00e9pargne \u00e0 int\u00e9r\u00eats \u00e9lev\u00e9s<\/a><\/li>\n<li class=\"page_item page-item-118\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/obligations-epargne\/\">Obligations d\u2019\u00e9pargne<\/a><\/li>\n<li class=\"page_item page-item-116\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/obligations\/\">Obligations<\/a><\/li>\n<li class=\"page_item page-item-114\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/depot-terme\/\">D\u00e9p\u00f4t \u00e0 terme<\/a><\/li>\n<li class=\"page_item page-item-112\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/fonds-distincts\/\">Fonds distincts<\/a><\/li>\n<li class=\"page_item page-item-110\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/fonds-mutuels\/\">Fonds mutuels<\/a><\/li>\n<\/ul><\/li><li class=\"current_page_ancestor page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Retraite<\/a><ul><li class=\"page_item page-item-128\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/reer\/\">RE\u00c9R<\/a><\/li>\n<li class=\"page_item page-item-130\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/ferr\/\">FERR<\/a><\/li>\n<li class=\"page_item page-item-132\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/cri\/\">CRI<\/a><\/li>\n<li class=\"page_item page-item-134\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/frv\/\">FRV<\/a><\/li>\n<li class=\"page_item page-item-136\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rentes-de-retraite\/\">Rentes de retraite<\/a><\/li>\n<li class=\"page_item page-item-138\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/reer-collectif\/\">RE\u00c9R collectif<\/a><\/li>\n<li class=\"page_item page-item-140\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rver\/\">RVER<\/a><\/li>\n<li class=\"page_item page-item-142\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rri\/\">RRI<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Assurances<\/a><ul><li class=\"page_item page-item-108\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-commerciale-convention-achat-vente\/\">Assurance commerciale (convention d&rsquo;achat &#8211; vente)<\/a><\/li>\n<li class=\"page_item page-item-106\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-hypothecaire\/\">Assurance hypoth\u00e9caire<\/a><\/li>\n<li class=\"page_item page-item-104\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-soins-longue-duree\/\">Assurance soins de longue dur\u00e9e<\/a><\/li>\n<li class=\"page_item page-item-102\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-maladies-graves\/\">Assurance contre les maladies graves<\/a><\/li>\n<li class=\"page_item page-item-100\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-salaire-invalidite\/\">Assurance salaire (invalidit\u00e9)<\/a><\/li>\n<li class=\"page_item page-item-98\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-vie\/\">Assurance-vie<\/a><\/li>\n<\/ul><\/li><\/ul><\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Le RE\u00c9R collectif Le REER collectif est un r\u00e9gime (constitu\u00e9 de REER individuel pour chaque participant) offert par un employeur.&nbsp; Sa principale caract\u00e9ristique est que la capitalisation des REER individuels se fait par retenue salariale et chaque employ\u00e9 d\u00e9cide du montant \u00e0 investir et du type d\u2019investissement qu\u2019il d\u00e9sire utiliser. Dans certains cas, l\u2019employeur contribue [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":13,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-138","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/comments?post=138"}],"version-history":[{"count":3,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/138\/revisions"}],"predecessor-version":[{"id":1020,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/138\/revisions\/1020"}],"up":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/13"}],"wp:attachment":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/media?parent=138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}