{"id":130,"date":"2023-01-18T14:57:46","date_gmt":"2023-01-18T19:57:46","guid":{"rendered":"https:\/\/www.paulmarcotte.ca\/?page_id=130"},"modified":"2025-10-17T10:41:23","modified_gmt":"2025-10-17T14:41:23","slug":"ferr","status":"publish","type":"page","link":"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/ferr\/","title":{"rendered":"FERR"},"content":{"rendered":"<section class=\"content-container\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-8 order-last order-lg-first\">\n<div class=\"lc-block\">\n<div editable=\"rich\">\n<h2>Le FERR<\/h2>\n<p>LE FERR (fonds enregistr\u00e9 de revenu de retraite) est un v\u00e9hicule de d\u00e9caissement du RE\u00c9R. A la retraite, ou au plus tard \u00e0 71 ans, vous devrez convertir votre RE\u00c9R pour commencer le d\u00e9caissement. Le FERR permet de continuer d\u2019accumuler des revenus d\u2019imp\u00f4t (comme le REER) \u00e0 une diff\u00e9rence pr\u00e8s : vous devez retirer des retraits minimaux annuels bas\u00e9 sur votre \u00e2ge et le solde du FERR.<\/p>\n<p>Caract\u00e9ristiques du FERR :<\/p>\n<ol>\n<li>On peut \u00e9tablir un FERR en tout temps.<\/li>\n<li>On peut d\u00e9tenir plusieurs FERR.<\/li>\n<li>Il n\u2019y a aucun plafond quant aux retraits permis.<\/li>\n<li>Une large gamme de produits de placement est disponible.<\/li>\n<\/ol><\/div>\n<\/p><\/div>\n<div class=\"lc-block\">\n<div class=\"live-shortcode\" lc-helper=\"shortcode\"><a class=\"contact btn\" href=\"https:\/\/www.paulmarcotte.ca\/fr\/nous-joindre\/\" aria-label=\"S&eacute;curisez vos revenus de retraite\">S\u00e9curisez vos revenus de retraite<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-lg-4 order-first order-lg-last\">\n<div class=\"lc-block\">\n<div lc-helper=\"shortcode\" class=\"live-shortcode\"><div class=\"right-sidebar\"><ul><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Placement<\/a><ul><li class=\"page_item page-item-126\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/celi\/\">C\u00c9LI<\/a><\/li>\n<li class=\"page_item page-item-124\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/reei\/\">RE\u00c9I<\/a><\/li>\n<li class=\"page_item page-item-122\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/reee\/\">RE\u00c9\u00c9<\/a><\/li>\n<li class=\"page_item page-item-120\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/compte-epargne-interets-eleves\/\">Compte d\u2019\u00e9pargne \u00e0 int\u00e9r\u00eats \u00e9lev\u00e9s<\/a><\/li>\n<li class=\"page_item page-item-118\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/obligations-epargne\/\">Obligations d\u2019\u00e9pargne<\/a><\/li>\n<li class=\"page_item page-item-116\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/obligations\/\">Obligations<\/a><\/li>\n<li class=\"page_item page-item-114\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/depot-terme\/\">D\u00e9p\u00f4t \u00e0 terme<\/a><\/li>\n<li class=\"page_item page-item-112\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/fonds-distincts\/\">Fonds distincts<\/a><\/li>\n<li class=\"page_item page-item-110\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/fonds-mutuels\/\">Fonds mutuels<\/a><\/li>\n<\/ul><\/li><li class=\"current_page_ancestor page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Retraite<\/a><ul><li class=\"page_item page-item-128\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/reer\/\">RE\u00c9R<\/a><\/li>\n<li class=\"page_item page-item-130\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/ferr\/\">FERR<\/a><\/li>\n<li class=\"page_item page-item-132\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/cri\/\">CRI<\/a><\/li>\n<li class=\"page_item page-item-134\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/frv\/\">FRV<\/a><\/li>\n<li class=\"page_item page-item-136\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rentes-de-retraite\/\">Rentes de retraite<\/a><\/li>\n<li class=\"page_item page-item-138\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/reer-collectif\/\">RE\u00c9R collectif<\/a><\/li>\n<li class=\"page_item page-item-140\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rver\/\">RVER<\/a><\/li>\n<li class=\"page_item page-item-142\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rri\/\">RRI<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Assurances<\/a><ul><li class=\"page_item page-item-108\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-commerciale-convention-achat-vente\/\">Assurance commerciale (convention d&rsquo;achat &#8211; vente)<\/a><\/li>\n<li class=\"page_item page-item-106\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-hypothecaire\/\">Assurance hypoth\u00e9caire<\/a><\/li>\n<li class=\"page_item page-item-104\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-soins-longue-duree\/\">Assurance soins de longue dur\u00e9e<\/a><\/li>\n<li class=\"page_item page-item-102\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-maladies-graves\/\">Assurance contre les maladies graves<\/a><\/li>\n<li class=\"page_item page-item-100\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-salaire-invalidite\/\">Assurance salaire (invalidit\u00e9)<\/a><\/li>\n<li class=\"page_item page-item-98\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-vie\/\">Assurance-vie<\/a><\/li>\n<\/ul><\/li><\/ul><\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Le FERR LE FERR (fonds enregistr\u00e9 de revenu de retraite) est un v\u00e9hicule de d\u00e9caissement du RE\u00c9R. A la retraite, ou au plus tard \u00e0 71 ans, vous devrez convertir votre RE\u00c9R pour commencer le d\u00e9caissement. Le FERR permet de continuer d\u2019accumuler des revenus d\u2019imp\u00f4t (comme le REER) \u00e0 une diff\u00e9rence pr\u00e8s : vous devez [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":13,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-130","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/comments?post=130"}],"version-history":[{"count":4,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/130\/revisions"}],"predecessor-version":[{"id":1008,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/130\/revisions\/1008"}],"up":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/13"}],"wp:attachment":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/media?parent=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}