{"id":118,"date":"2023-01-18T14:47:09","date_gmt":"2023-01-18T19:47:09","guid":{"rendered":"https:\/\/www.paulmarcotte.ca\/?page_id=118"},"modified":"2025-10-17T09:56:48","modified_gmt":"2025-10-17T13:56:48","slug":"obligations-epargne","status":"publish","type":"page","link":"https:\/\/www.paulmarcotte.ca\/fr\/placement\/obligations-epargne\/","title":{"rendered":"Obligations d\u2019\u00e9pargne"},"content":{"rendered":"<section class=\"content-container\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-8 order-last order-lg-first\">\n<div class=\"lc-block\">\n<div editable=\"rich\">\n<h2>Obligation d\u2019\u00e9pargne <\/h2>\n<p>Les obligations d\u2019\u00e9pargne s\u2019apparentent beaucoup aux d\u00e9p\u00f4ts \u00e0 terme, offrant un placement s\u00fbr et stable pour vos \u00e9conomies. Elles peuvent \u00eatre rachetables, avec un taux d\u2019int\u00e9r\u00eat g\u00e9n\u00e9ralement plus bas, ou non rachetables, pour des p\u00e9riodes d\u00e9termin\u00e9es comme 1, 3, 5 ou 10 ans. Ces obligations sont g\u00e9n\u00e9ralement \u00e9mises par des gouvernements fiables, tels que le Canada, le Qu\u00e9bec ou l\u2019Ontario, ce qui en fait un choix s\u00e9curitaire pour prot\u00e9ger et faire cro\u00eetre votre capital tout en b\u00e9n\u00e9ficiant d\u2019un rendement garanti. <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"lc-block\">\n<div class=\"live-shortcode\" lc-helper=\"shortcode\"><a class=\"contact btn\" href=\"https:\/\/www.paulmarcotte.ca\/fr\/nous-joindre\/\" aria-label=\"S&eacute;curisez vos placements\">S\u00e9curisez vos placements<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-lg-4 order-first order-lg-last\">\n<div class=\"lc-block\">\n<div lc-helper=\"shortcode\" class=\"live-shortcode\"><div class=\"right-sidebar\"><ul><li class=\"current_page_ancestor page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Placement<\/a><ul><li class=\"page_item page-item-126\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/celi\/\">C\u00c9LI<\/a><\/li>\n<li class=\"page_item page-item-124\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/reei\/\">RE\u00c9I<\/a><\/li>\n<li class=\"page_item page-item-122\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/reee\/\">RE\u00c9\u00c9<\/a><\/li>\n<li class=\"page_item page-item-120\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/compte-epargne-interets-eleves\/\">Compte d\u2019\u00e9pargne \u00e0 int\u00e9r\u00eats \u00e9lev\u00e9s<\/a><\/li>\n<li class=\"page_item page-item-118\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/obligations-epargne\/\">Obligations d\u2019\u00e9pargne<\/a><\/li>\n<li class=\"page_item page-item-116\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/obligations\/\">Obligations<\/a><\/li>\n<li class=\"page_item page-item-114\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/depot-terme\/\">D\u00e9p\u00f4t \u00e0 terme<\/a><\/li>\n<li class=\"page_item page-item-112\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/fonds-distincts\/\">Fonds distincts<\/a><\/li>\n<li class=\"page_item page-item-110\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/fonds-mutuels\/\">Fonds mutuels<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Retraite<\/a><ul><li class=\"page_item page-item-128\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/reer\/\">RE\u00c9R<\/a><\/li>\n<li class=\"page_item page-item-130\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/ferr\/\">FERR<\/a><\/li>\n<li class=\"page_item page-item-132\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/cri\/\">CRI<\/a><\/li>\n<li class=\"page_item page-item-134\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/frv\/\">FRV<\/a><\/li>\n<li class=\"page_item page-item-136\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rentes-de-retraite\/\">Rentes de retraite<\/a><\/li>\n<li class=\"page_item page-item-138\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/reer-collectif\/\">RE\u00c9R collectif<\/a><\/li>\n<li class=\"page_item page-item-140\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rver\/\">RVER<\/a><\/li>\n<li class=\"page_item page-item-142\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rri\/\">RRI<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Assurances<\/a><ul><li class=\"page_item page-item-108\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-commerciale-convention-achat-vente\/\">Assurance commerciale (convention d&rsquo;achat &#8211; vente)<\/a><\/li>\n<li class=\"page_item page-item-106\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-hypothecaire\/\">Assurance hypoth\u00e9caire<\/a><\/li>\n<li class=\"page_item page-item-104\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-soins-longue-duree\/\">Assurance soins de longue dur\u00e9e<\/a><\/li>\n<li class=\"page_item page-item-102\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-maladies-graves\/\">Assurance contre les maladies graves<\/a><\/li>\n<li class=\"page_item page-item-100\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-salaire-invalidite\/\">Assurance salaire (invalidit\u00e9)<\/a><\/li>\n<li class=\"page_item page-item-98\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-vie\/\">Assurance-vie<\/a><\/li>\n<\/ul><\/li><\/ul><\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Obligation d\u2019\u00e9pargne Les obligations d\u2019\u00e9pargne s\u2019apparentent beaucoup aux d\u00e9p\u00f4ts \u00e0 terme, offrant un placement s\u00fbr et stable pour vos \u00e9conomies. Elles peuvent \u00eatre rachetables, avec un taux d\u2019int\u00e9r\u00eat g\u00e9n\u00e9ralement plus bas, ou non rachetables, pour des p\u00e9riodes d\u00e9termin\u00e9es comme 1, 3, 5 ou 10 ans. Ces obligations sont g\u00e9n\u00e9ralement \u00e9mises par des gouvernements fiables, tels [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":11,"menu_order":27,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-118","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/comments?post=118"}],"version-history":[{"count":4,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/118\/revisions"}],"predecessor-version":[{"id":994,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/118\/revisions\/994"}],"up":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/11"}],"wp:attachment":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/media?parent=118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}