{"id":112,"date":"2023-01-18T14:44:05","date_gmt":"2023-01-18T19:44:05","guid":{"rendered":"https:\/\/www.paulmarcotte.ca\/?page_id=112"},"modified":"2025-10-17T10:35:57","modified_gmt":"2025-10-17T14:35:57","slug":"fonds-distincts","status":"publish","type":"page","link":"https:\/\/www.paulmarcotte.ca\/fr\/placement\/fonds-distincts\/","title":{"rendered":"Fonds distincts"},"content":{"rendered":"<section class=\"content-container\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-8 order-last order-lg-first\">\n<div class=\"lc-block\">\n<div editable=\"rich\">\n<h2>Fonds distincts<\/h2>\n<p>Un fonds distinct est semblable \u00e0 un fonds mutuel, mais g\u00e9n\u00e9ralement, il a une garantie en cas de d\u00e9c\u00e8s, une garantie \u00e0 \u00e9ch\u00e9ance et est assur\u00e9 par Assuris jusqu&rsquo;\u00e0 100 000$. <\/p>\n<p>Garantie au d\u00e9c\u00e8s : Si vous d\u00e9c\u00e9dez avant la date d\u2019\u00e9ch\u00e9ance (ex : 10 ans apr\u00e8s le d\u00e9p\u00f4t) et que la valeur de vos placements est inf\u00e9rieure au montant investi, cette garantie vous remboursera la diff\u00e9rence. <\/p>\n<p>Garantie \u00e0 l\u2019\u00e9ch\u00e9ance : Cette garantie vous prot\u00e8ge, \u00e0 la date d\u2019\u00e9ch\u00e9ance (par exemple 10, 15 ou 20 ans apr\u00e8s le d\u00e9p\u00f4t) pour un montant variant entre 75% et 100% du montant investi. Les fonds distincts comportent habituellement des frais sup\u00e9rieurs aux fonds, d\u00fb au co\u00fbt des garanties au d\u00e9c\u00e8s et \u00e0 l\u2019\u00e9ch\u00e9ance.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"lc-block\">\n<div class=\"live-shortcode\" lc-helper=\"shortcode\"><a class=\"contact btn\" href=\"https:\/\/www.paulmarcotte.ca\/fr\/nous-joindre\/\" aria-label=\"Investissez en toute s&eacute;curit&eacute;\">Investissez en toute s\u00e9curit\u00e9<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-lg-4 order-first order-lg-last\">\n<div class=\"lc-block\">\n<div lc-helper=\"shortcode\" class=\"live-shortcode\"><div class=\"right-sidebar\"><ul><li class=\"current_page_ancestor page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Placement<\/a><ul><li class=\"page_item page-item-126\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/celi\/\">C\u00c9LI<\/a><\/li>\n<li class=\"page_item page-item-124\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/reei\/\">RE\u00c9I<\/a><\/li>\n<li class=\"page_item page-item-122\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/reee\/\">RE\u00c9\u00c9<\/a><\/li>\n<li class=\"page_item page-item-120\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/compte-epargne-interets-eleves\/\">Compte d\u2019\u00e9pargne \u00e0 int\u00e9r\u00eats \u00e9lev\u00e9s<\/a><\/li>\n<li class=\"page_item page-item-118\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/obligations-epargne\/\">Obligations d\u2019\u00e9pargne<\/a><\/li>\n<li class=\"page_item page-item-116\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/obligations\/\">Obligations<\/a><\/li>\n<li class=\"page_item page-item-114\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/depot-terme\/\">D\u00e9p\u00f4t \u00e0 terme<\/a><\/li>\n<li class=\"page_item page-item-112\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/fonds-distincts\/\">Fonds distincts<\/a><\/li>\n<li class=\"page_item page-item-110\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/placement\/fonds-mutuels\/\">Fonds mutuels<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Retraite<\/a><ul><li class=\"page_item page-item-128\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/reer\/\">RE\u00c9R<\/a><\/li>\n<li class=\"page_item page-item-130\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/ferr\/\">FERR<\/a><\/li>\n<li class=\"page_item page-item-132\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/cri\/\">CRI<\/a><\/li>\n<li class=\"page_item page-item-134\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/frv\/\">FRV<\/a><\/li>\n<li class=\"page_item page-item-136\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rentes-de-retraite\/\">Rentes de retraite<\/a><\/li>\n<li class=\"page_item page-item-138\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/reer-collectif\/\">RE\u00c9R collectif<\/a><\/li>\n<li class=\"page_item page-item-140\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rver\/\">RVER<\/a><\/li>\n<li class=\"page_item page-item-142\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/retraite\/rri\/\">RRI<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Assurances<\/a><ul><li class=\"page_item page-item-108\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-commerciale-convention-achat-vente\/\">Assurance commerciale (convention d&rsquo;achat &#8211; vente)<\/a><\/li>\n<li class=\"page_item page-item-106\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-hypothecaire\/\">Assurance hypoth\u00e9caire<\/a><\/li>\n<li class=\"page_item page-item-104\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-soins-longue-duree\/\">Assurance soins de longue dur\u00e9e<\/a><\/li>\n<li class=\"page_item page-item-102\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-maladies-graves\/\">Assurance contre les maladies graves<\/a><\/li>\n<li class=\"page_item page-item-100\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-salaire-invalidite\/\">Assurance salaire (invalidit\u00e9)<\/a><\/li>\n<li class=\"page_item page-item-98\"><a href=\"https:\/\/www.paulmarcotte.ca\/fr\/assurances\/assurance-vie\/\">Assurance-vie<\/a><\/li>\n<\/ul><\/li><\/ul><\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Fonds distincts Un fonds distinct est semblable \u00e0 un fonds mutuel, mais g\u00e9n\u00e9ralement, il a une garantie en cas de d\u00e9c\u00e8s, une garantie \u00e0 \u00e9ch\u00e9ance et est assur\u00e9 par Assuris jusqu&rsquo;\u00e0 100 000$. Garantie au d\u00e9c\u00e8s : Si vous d\u00e9c\u00e9dez avant la date d\u2019\u00e9ch\u00e9ance (ex : 10 ans apr\u00e8s le d\u00e9p\u00f4t) et que la valeur [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":11,"menu_order":33,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-112","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/comments?post=112"}],"version-history":[{"count":4,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/112\/revisions"}],"predecessor-version":[{"id":1003,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/112\/revisions\/1003"}],"up":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/pages\/11"}],"wp:attachment":[{"href":"https:\/\/www.paulmarcotte.ca\/fr\/wp-json\/wp\/v2\/media?parent=112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}