{"id":520,"date":"2023-01-18T15:01:38","date_gmt":"2023-01-18T20:01:38","guid":{"rendered":"https:\/\/www.paulmarcotte.ca\/?page_id=520"},"modified":"2025-10-17T10:58:05","modified_gmt":"2025-10-17T14:58:05","slug":"ipp","status":"publish","type":"page","link":"https:\/\/www.paulmarcotte.ca\/en\/retirement\/ipp\/","title":{"rendered":"IPP"},"content":{"rendered":"<section class=\"content-container\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-8 order-last order-lg-first\">\n<div class=\"lc-block\">\n<div editable=\"rich\">\n<h2>IPP (Individual Pension Plan) and SIPP (Simplified Pension Plan)<\/h2>\n<p>The RRI (Defined Benefit Plan) and the SIPP (Defined Contribution Plan) are two types of supplementary retirement savings plans.<\/p>\n<p>There are several specific features to each of these plans. Before evaluating the implementation of this type of plan, it is important to consult a specialist who is knowledgeable in this area.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"lc-block\">\n<div class=\"live-shortcode\" lc-helper=\"shortcode\"><a class=\"contact btn\" href=\"https:\/\/www.paulmarcotte.ca\/fr\/nous-joindre\/\" aria-label=\"Plan your individual retirement\">Plan your individual retirement<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-lg-4 order-first order-lg-last\">\n<div class=\"lc-block\">\n<div lc-helper=\"shortcode\" class=\"live-shortcode\"><div class=\"right-sidebar\"><ul><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Investment<\/a><ul><li class=\"page_item page-item-503\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/tfsa\/\">TFSA<\/a><\/li>\n<li class=\"page_item page-item-512\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/rdsp\/\">RDSP<\/a><\/li>\n<li class=\"page_item page-item-511\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/resp\/\">RESP<\/a><\/li>\n<li class=\"page_item page-item-504\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/premium-interest-savings-account\/\">High-interest Savings Account<\/a><\/li>\n<li class=\"page_item page-item-509\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/saving-bonds\/\">Saving bonds<\/a><\/li>\n<li class=\"page_item page-item-508\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/bonds\/\">Bonds<\/a><\/li>\n<li class=\"page_item page-item-505\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/term-deposit\/\">Term deposit<\/a><\/li>\n<li class=\"page_item page-item-506\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/segregated-fund\/\">Segregated fund<\/a><\/li>\n<li class=\"page_item page-item-507\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/mutual-funds\/\">Mutual fund<\/a><\/li>\n<\/ul><\/li><li class=\"current_page_ancestor page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Retirement<\/a><ul><li class=\"page_item page-item-518\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/rrsp\/\">RRSP<\/a><\/li>\n<li class=\"page_item page-item-516\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/rrif\/\">RRIF<\/a><\/li>\n<li class=\"page_item page-item-515\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/lira\/\">LIRA<\/a><\/li>\n<li class=\"page_item page-item-517\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/lif\/\">LIF<\/a><\/li>\n<li class=\"page_item page-item-519\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/retirement-annuities\/\">Retirement annuities<\/a><\/li>\n<li class=\"page_item page-item-552\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/group-rrsp\/\">Group RRSP<\/a><\/li>\n<li class=\"page_item page-item-521\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/vrsp\/\">VRSP<\/a><\/li>\n<li class=\"page_item page-item-520\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/ipp\/\">IPP<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Insurances<\/a><ul><li class=\"page_item page-item-491\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/commercial-insurance\/\">Commercial insurance (buy-sell agreement)<\/a><\/li>\n<li class=\"page_item page-item-495\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/mortgage-insurance\/\">Mortgage insurance<\/a><\/li>\n<li class=\"page_item page-item-497\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/long-term-care-insurance\/\">Long-term care insurance<\/a><\/li>\n<li class=\"page_item page-item-494\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/critical-illness-insurance\/\">Critical illness insurance<\/a><\/li>\n<li class=\"page_item page-item-496\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/wage-loss-insurance\/\">Wage-loss insurance<\/a><\/li>\n<li class=\"page_item page-item-498\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/life-insurance\/\">Life insurance<\/a><\/li>\n<\/ul><\/li><\/ul><\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>IPP (Individual Pension Plan) and SIPP (Simplified Pension Plan) The RRI (Defined Benefit Plan) and the SIPP (Defined Contribution Plan) are two types of supplementary retirement savings plans. There are several specific features to each of these plans. Before evaluating the implementation of this type of plan, it is important to consult a specialist who [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":514,"menu_order":11,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-520","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/comments?post=520"}],"version-history":[{"count":4,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/520\/revisions"}],"predecessor-version":[{"id":1026,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/520\/revisions\/1026"}],"up":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/514"}],"wp:attachment":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/media?parent=520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}