{"id":507,"date":"2023-01-18T14:42:25","date_gmt":"2023-01-18T19:42:25","guid":{"rendered":"https:\/\/www.paulmarcotte.ca\/?page_id=507"},"modified":"2025-10-17T10:38:46","modified_gmt":"2025-10-17T14:38:46","slug":"mutual-funds","status":"publish","type":"page","link":"https:\/\/www.paulmarcotte.ca\/en\/investment\/mutual-funds\/","title":{"rendered":"Mutual fund"},"content":{"rendered":"<section class=\"content-container\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-8 order-last order-lg-first\">\n<div class=\"lc-block\">\n<div editable=\"rich\">\n<h2>Mutual Fund<\/h2>\n<p>Mutual funds or investment funds are organizations that hold financial assets collectively. It is a group of investors who wish to invest their money for a common purpose.<\/p>\n<p>A mutual fund can be set up as a trust (distributing all income to investors) or as a corporation (paying a portion of income to investors).<\/p>\n<p>Each investor owns shares (trust) or stocks (corporation) proportional to the amount invested. Most of these are variable capital, which allows investors to buy or sell at any time.<\/p>\n<p>Each mutual fund has its own characteristics: type of investment, fee structure and investment policy. It is important to know all these elements and consult a professional before investing.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"lc-block\">\n<div class=\"live-shortcode\" lc-helper=\"shortcode\"><a class=\"contact btn\" href=\"https:\/\/www.paulmarcotte.ca\/fr\/nous-joindre\/\" aria-label=\"Diversify your investments\">Diversify your investments<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-lg-4 order-first order-lg-last\">\n<div class=\"lc-block\">\n<div lc-helper=\"shortcode\" class=\"live-shortcode\"><div class=\"right-sidebar\"><ul><li class=\"current_page_ancestor page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Investment<\/a><ul><li class=\"page_item page-item-503\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/tfsa\/\">TFSA<\/a><\/li>\n<li class=\"page_item page-item-512\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/rdsp\/\">RDSP<\/a><\/li>\n<li class=\"page_item page-item-511\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/resp\/\">RESP<\/a><\/li>\n<li class=\"page_item page-item-504\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/premium-interest-savings-account\/\">High-interest Savings Account<\/a><\/li>\n<li class=\"page_item page-item-509\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/saving-bonds\/\">Saving bonds<\/a><\/li>\n<li class=\"page_item page-item-508\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/bonds\/\">Bonds<\/a><\/li>\n<li class=\"page_item page-item-505\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/term-deposit\/\">Term deposit<\/a><\/li>\n<li class=\"page_item page-item-506\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/segregated-fund\/\">Segregated fund<\/a><\/li>\n<li class=\"page_item page-item-507\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/mutual-funds\/\">Mutual fund<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Retirement<\/a><ul><li class=\"page_item page-item-518\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/rrsp\/\">RRSP<\/a><\/li>\n<li class=\"page_item page-item-516\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/rrif\/\">RRIF<\/a><\/li>\n<li class=\"page_item page-item-515\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/lira\/\">LIRA<\/a><\/li>\n<li class=\"page_item page-item-517\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/lif\/\">LIF<\/a><\/li>\n<li class=\"page_item page-item-519\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/retirement-annuities\/\">Retirement annuities<\/a><\/li>\n<li class=\"page_item page-item-552\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/group-rrsp\/\">Group RRSP<\/a><\/li>\n<li class=\"page_item page-item-521\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/vrsp\/\">VRSP<\/a><\/li>\n<li class=\"page_item page-item-520\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/ipp\/\">IPP<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Insurances<\/a><ul><li class=\"page_item page-item-491\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/commercial-insurance\/\">Commercial insurance (buy-sell agreement)<\/a><\/li>\n<li class=\"page_item page-item-495\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/mortgage-insurance\/\">Mortgage insurance<\/a><\/li>\n<li class=\"page_item page-item-497\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/long-term-care-insurance\/\">Long-term care insurance<\/a><\/li>\n<li class=\"page_item page-item-494\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/critical-illness-insurance\/\">Critical illness insurance<\/a><\/li>\n<li class=\"page_item page-item-496\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/wage-loss-insurance\/\">Wage-loss insurance<\/a><\/li>\n<li class=\"page_item page-item-498\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/life-insurance\/\">Life insurance<\/a><\/li>\n<\/ul><\/li><\/ul><\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Mutual Fund Mutual funds or investment funds are organizations that hold financial assets collectively. It is a group of investors who wish to invest their money for a common purpose. A mutual fund can be set up as a trust (distributing all income to investors) or as a corporation (paying a portion of income to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":510,"menu_order":35,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-507","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/comments?post=507"}],"version-history":[{"count":8,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/507\/revisions"}],"predecessor-version":[{"id":1005,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/507\/revisions\/1005"}],"up":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/510"}],"wp:attachment":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/media?parent=507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}