{"id":506,"date":"2023-01-18T14:44:05","date_gmt":"2023-01-18T19:44:05","guid":{"rendered":"https:\/\/www.paulmarcotte.ca\/?page_id=506"},"modified":"2025-10-17T10:34:41","modified_gmt":"2025-10-17T14:34:41","slug":"segregated-fund","status":"publish","type":"page","link":"https:\/\/www.paulmarcotte.ca\/en\/investment\/segregated-fund\/","title":{"rendered":"Segregated fund"},"content":{"rendered":"
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Segregated fund<\/h2>\n

A segregated fund is similar to a mutual fund, but generally has a death benefit guarantee, a maturity guarantee and is insured by Assuris up to $100,000.<\/p>\n

Death guarantee: If you die before the maturity date (e.g. 10 years after the deposit) and the value of your investments is less than the amount invested, this guarantee will refund the difference.<\/p>\n

Guarantee at maturity: This guarantee protects you at maturity (e.g. 10, 15 or 20 years after the deposit) for an amount varying between 75% and 100% of the invested amount. Segregated funds usually incur a higher cost than funds due to the cost of guarantees on death and maturity.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n

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Invest with confidence<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n
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