{"id":497,"date":"2023-01-18T14:39:52","date_gmt":"2023-01-18T19:39:52","guid":{"rendered":"https:\/\/www.paulmarcotte.ca\/?page_id=497"},"modified":"2025-10-17T13:25:03","modified_gmt":"2025-10-17T17:25:03","slug":"long-term-care-insurance","status":"publish","type":"page","link":"https:\/\/www.paulmarcotte.ca\/en\/insurances\/long-term-care-insurance\/","title":{"rendered":"Long-term care insurance"},"content":{"rendered":"<section class=\"content-container\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-8 order-last order-lg-first\">\n<div class=\"lc-block\">\n<div editable=\"rich\">\n<h2>Long-term care insurance<\/h2>\n<p>Canadians are living longer than ever. However, by the time we reach 65, the likelihood of needing some form of long-term care reaches 43%.<\/p>\n<p>If you are no longer able to take care of yourself, or if the same thing happens to your spouse or parent, long-term care in a facility or at home may be needed. Because of the high cost of care and expenses not covered by provincial health insurance plans, expenses can be very high.<\/p>\n<p>Long-term care insurance can help you protect your future and maintain the financial independence you\u2019ve worked so hard to achieve. Contact us now to discuss how to protect yourself from declining government services.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"lc-block\">\n<div class=\"live-shortcode\" lc-helper=\"shortcode\"><a class=\"contact btn\" href=\"https:\/\/www.paulmarcotte.ca\/fr\/nous-joindre\/\" aria-label=\"Plan for the future with confidence\">Plan for the future with confidence<\/a><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-lg-4 order-first order-lg-last\">\n<div class=\"lc-block\">\n<div lc-helper=\"shortcode\" class=\"live-shortcode\"><div class=\"right-sidebar\"><ul><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Investment<\/a><ul><li class=\"page_item page-item-503\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/tfsa\/\">TFSA<\/a><\/li>\n<li class=\"page_item page-item-512\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/rdsp\/\">RDSP<\/a><\/li>\n<li class=\"page_item page-item-511\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/resp\/\">RESP<\/a><\/li>\n<li class=\"page_item page-item-504\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/premium-interest-savings-account\/\">High-interest Savings Account<\/a><\/li>\n<li class=\"page_item page-item-509\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/saving-bonds\/\">Saving bonds<\/a><\/li>\n<li class=\"page_item page-item-508\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/bonds\/\">Bonds<\/a><\/li>\n<li class=\"page_item page-item-505\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/term-deposit\/\">Term deposit<\/a><\/li>\n<li class=\"page_item page-item-506\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/segregated-fund\/\">Segregated fund<\/a><\/li>\n<li class=\"page_item page-item-507\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/investment\/mutual-funds\/\">Mutual fund<\/a><\/li>\n<\/ul><\/li><li class=\" page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Retirement<\/a><ul><li class=\"page_item page-item-518\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/rrsp\/\">RRSP<\/a><\/li>\n<li class=\"page_item page-item-516\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/rrif\/\">RRIF<\/a><\/li>\n<li class=\"page_item page-item-515\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/lira\/\">LIRA<\/a><\/li>\n<li class=\"page_item page-item-517\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/lif\/\">LIF<\/a><\/li>\n<li class=\"page_item page-item-519\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/retirement-annuities\/\">Retirement annuities<\/a><\/li>\n<li class=\"page_item page-item-552\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/group-rrsp\/\">Group RRSP<\/a><\/li>\n<li class=\"page_item page-item-521\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/vrsp\/\">VRSP<\/a><\/li>\n<li class=\"page_item page-item-520\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/retirement\/ipp\/\">IPP<\/a><\/li>\n<\/ul><\/li><li class=\"current_page_ancestor page_item_has_children\"><a href=\"#\" class=\"page-items-title\">Insurances<\/a><ul><li class=\"page_item page-item-491\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/commercial-insurance\/\">Commercial insurance (buy-sell agreement)<\/a><\/li>\n<li class=\"page_item page-item-495\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/mortgage-insurance\/\">Mortgage insurance<\/a><\/li>\n<li class=\"page_item page-item-497\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/long-term-care-insurance\/\">Long-term care insurance<\/a><\/li>\n<li class=\"page_item page-item-494\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/critical-illness-insurance\/\">Critical illness insurance<\/a><\/li>\n<li class=\"page_item page-item-496\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/wage-loss-insurance\/\">Wage-loss insurance<\/a><\/li>\n<li class=\"page_item page-item-498\"><a href=\"https:\/\/www.paulmarcotte.ca\/en\/insurances\/life-insurance\/\">Life insurance<\/a><\/li>\n<\/ul><\/li><\/ul><\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Long-term care insurance Canadians are living longer than ever. However, by the time we reach 65, the likelihood of needing some form of long-term care reaches 43%. If you are no longer able to take care of yourself, or if the same thing happens to your spouse or parent, long-term care in a facility or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":489,"menu_order":41,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-497","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/497","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/comments?post=497"}],"version-history":[{"count":5,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/497\/revisions"}],"predecessor-version":[{"id":1034,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/497\/revisions\/1034"}],"up":[{"embeddable":true,"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/pages\/489"}],"wp:attachment":[{"href":"https:\/\/www.paulmarcotte.ca\/en\/wp-json\/wp\/v2\/media?parent=497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}